Health Care System In Turmoil Essay Example

Health Care System In Turmoil Essay Example Health Care System In Turmoil Paper Health Care System In Turmoil Paper Patient access to care and the cost of care are two of the main reasons for the current turmoil in the health care system in the United States. With over 50 million Americans who are uninsured today patients continue to struggle in order to maintain their health care or trying to gain health care to comply with the new Affordable Care Act. With the Patient Protection and Affordable Care Act passing in 2010 some seem to believe a solution to some of the health care system issues that people were facing would be fixed. But in June of 2012 the law or rather the taxes were challenged in the United States Supreme courts by being stated that the Act be repealed as it was unconstitutional. With that the supreme courts upheld the law stating that it was constitutional and upheld the taxes. According to HealthReform. gov many Americans are not given choices of affordable health insurance based on the areas that they live in. Fifteen percent of Americans in rural areas live in poverty, compared to 12 percent of people in urban areas, leaving many unable to pay for health insurance (U. S. Department of Health Human Services. , 2014) One major problem of health care and the impact that it has on the consumer and the community would be the cost according to the HealthReform. gov website. Those that live in rural areas where poverty is higher have the highest rates of diseases that are chronic. Most have no insurance and that gives limits to having access to primary care physicians. The main goal of the national health care tax of 2010 was to permit coverage to all the citizens of the United States, as well as placing the necessary health care facilities in places that they were needed the most, such as in the rural areas of the United States (U. S. Department of Health Human Services. , 2014) When asked of most Americans what they believe the most important health care issues that face the United States, access to care and cost remains the most common responses (Newport, Jones, Saad, 2012). Some Americans feel that the national health care tax is suppose to be the final answer to our health care issues, but others feel that our health care system is in turmoil and it needs to be reformed even more so than it already has been done. One of the biggest benefits of having the Affordable care act (ACA) would be that it ended the discrimination that insurance companies were permitted to have based on pre-existing conditions. Now with the ACA a person is able to have a pre-existing condition and not be turned down as they were before. Under the ACA choices of affordable health insurance is now obtainable due to the creation of health insurance exchanges that will allow a family to choose a plan that fits their needs. These same exchanges permit the Affordable Care act to provide a tax credit for small businesses to allow them to purchase coverage as well. The Affordable Care Act will also decrease out-of-pocket spending for Americans in rural areas. This reformed health insurance will put limits on how much insurance companies can expect an individual to pay out-of-pocket. (U. S. Department of Health Human Services. 2014). With the redesigning of the healthcare delivery system, another benefit to the system would be that emergency room visits would be reduced as well as a reduced burden for administration of healthcare by allowing the providers to get rid of methods of charging for unnecessary paperwork (Grumbach,2009) The Affordable Care Act of 2010 also has risk such as those in poverty levels still unable to afford health care due to their specific states not changing their Medicaid requirements. According to the New York Times statement from the nonpartisan Congressional Budget Office, with the federal deficit lessening by $138 billion, the already weakened economy poses a great risk due to the cost of basic insurance coverage adding to the already expected cost of $938 billion in over a ten year period of time (The NY Times, 2012). Those risk of mandating that all Americans will face penalty if they have not purchased health insurance, even though there is no penalty defined in the Affordable Care Act, it is the posed risk that citizens are being forced by the government to purchase healthcare and makes people wonder just how much involvement does the government have in healthcare (Newport, Jones Saad, 2012) Reference Grumbach, K. , (2009). Redesign of the Healthcare Delivery System. JAMA, 302(21). Retrieved from http://jama. jamanetwork. com/article. aspx? articleid=184965. Newport, F. , Jones, J. , Saad, L. , 2012). Gallup Editors: American Views on the Healthcare Law, Americans are at best divided in support for the law. Retrieved from gallup. com/poll/155300/gallup-editors-americans-views-healthcare-law. aspx. The New York Times, Aug. , (2012). Health CareReform. Retrieved from http://topics. nytimes. com/top/news/health/diseasesconditionsandhealthtopics/health_insurance_and_ managed_care/health_care_reform/index. html. U. S. Department of Health Human Services. (2014). More Choices, Better Coverage: Health Insurance Reform and Rural America. Retrieved from https://web. archive. org/web/20121014040852/www. healthreform. gov/reports/ruralamerica/index. html